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Teo Pfister

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  1. Hi! KMDT9, Great question and here are my tips for you: The key thing to remember is to keep your financial circumstances steady during the loan process! If you’re not sure, ask your loan officer to find out how something specific may affect your loan. Do not change jobs, become self-employed or quit your job. Do not acquire more debt like cars, boats, furniture, etc. Do not use your credit cards excessively or let accounts fall behind. Do not spend money you have set aside for closing. Keep your credit history steady by not applying for loans. When you apply for a loan the lender initiates an “inquiry” that can affect your ability to get your mortgage loan approved. Do not change bank accounts or make large or unusual deposits into your account. If you’re not sure, ask me! Do not agree to co-sign or co-borrow with anyone during the process of your loan. Thank you and please reach out if you have any other questions. Best to you, Teo
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