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Tips on increasing my credit score


homesearching2021
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This is a great question!  I am sure a few lenders will answer this, but here are a few things you can focus on...

As a general tip, set up automatic payments as best you can to help avoid any issues of missed payments.

If you have any big balances on credit cards, I would focus on paying some of that down.

Some reports might tell you to open new credit depending on what your report looks like, BUT if you are getting close to buying, I wouldn't open anything new or make a big purchase unless necessary.  Even then, chat with your lender before you do it just to be safe.

While working on your credit score, you can also work towards making a budget for your new home purchase.  Specifically what changes when you add in your home loan and what you can comfortably afford while still maintaining to pay down debts (credit cards, loans, etc). 

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